Murtiadi Awaluddin, - and Aenun Mutmainna, - and Dr. Rulyanti Susi Wardhani, S.E., M.Si., - (2019) Komparasi efisiensi penyaluran kredit pada Bank Umum Syariah (BUS) antara Bank Mega Syariah dan Bank Cimb Niaga Syariah dengan pendekatan Data Envelopment Analysis (DEA). Jurnal Ekonomi, Keuangan dan Perbankan Syariah, 3 (2). pp. 95-107. ISSN 2620-5661
Full text not available from this repository.Abstract
Efficiency is one of the performance parameters that underlies the entire performance of an organization by proposing to the philosophy of the ability to produce optimal output with existing inputs. In this Article using the ratio approach with the purpose to measure the efficiency and comparison of efficiency between Bank Mega Syariah and CIMB Niaga Syariah Bank during the period 2010-2016. The data used in this study are secondary data collected from financial reports issued by Bank Indonesia. Efficiency measurement in this study uses the Data Envelopment Analysis (DEA) method. The input used is total savings, total assets, and labor costs, while the output variable is total financing or credit and operating profit. To find out the comparison of efficiency between Bank Mega Syariah and CIMB Niaga Syariah Bank, this study used Independent Sample T-Test different tests. The results of this study indicate that there is a significant comparison between Bank Mega Syariah and CIMB Niaga Syariah Bank. In this study CIMB Niaga Syariah Bank showed a better level of efficiency than Bank Mega Syariah
| Item Type: | Article |
|---|---|
| Uncontrolled Keywords: | Efficiency; data envelopment analysis; total deposits; sharia commercial banks |
| Subjects: | H Ilmu Sosial > H Ilmu Sosial (Umum) H Ilmu Sosial > HG Keuangan |
| Divisions: | KARYA TULIS DOSEN |
| Depositing User: | UPT Perpustakaan UBB |
| Date Deposited: | 13 Jun 2023 01:40 |
| Last Modified: | 13 Jun 2023 01:40 |
| URI: | https://repository.ubb.ac.id/id/eprint/7645 |
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