Analisis kinerja keuangan PT Bank Muamalat Indonesia, Tbk

Sulastri, (NIM. 3020611100) (2010) Analisis kinerja keuangan PT Bank Muamalat Indonesia, Tbk. skripsi thesis, Universitas Bangka Belitung.


Download (1MB) | Preview


Islamic banks are the financial institutions whose raise funds from public and distribute them to people who operate in accordance with Islamic Sharia principles. The main activities relate to customer of the bank so that the trust of the customers is very important to the progress of the bank. Therefore, to gain the trust of the community, it should be able to demonstrate good financial performance. The objective was to find out the financial performance of PT Bank Mualamat Indonesia, Tbk based on the financial ratios for the year of 2007, 2008, and 2009. The data was used for this research was the annual report which was processed using liquidity ratios, solvency ratios and rentability ratios. Based on the result and the analysis, it could be seen from the liquidity ratio, PT. Bank Muamalat Indonesia, Tbk was in good liquidity level which reflected that the bank was able to meet its short term obligations. Financial performance on solvency ratios that included Primary Ratio (PR), Risk Assets Ratio (RAR), Capital Ratio (CR) and Capital Adequacy Ratio (CAR) had decreased every year since the bank was less capable to repair its capital base. Based on the rentability ratio (GPM, NPM, ROEC, and ROTA), the bank was able to generate good profit levels in 2007 and 2008 but in 2009 decreased earning. Despite a decline in profit, the bank is quite capable of generating good profits from the utilization of assets, capital and business operations so that it considered sufficient rentable. It can be concluded that the financial performance of PT. Bank Muamalat Indonesia, Tbk is quite good.

Item Type: Thesis (skripsi)
Uncontrolled Keywords: Islamic banking, financial ratios and financial performance
Subjects: H Social Sciences > HJ Public Finance
Divisions: SKRIPSI > Fakultas Ekonomi > Manajemen
Depositing User: Darma -
Date Deposited: 13 Feb 2018 03:57
Last Modified: 13 Feb 2018 03:57

Actions (login required)

View Item View Item